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Totaled or Fixable?

3681 Views 12 Replies 9 Participants Last post by  Nev
9
UPDATE: DAMAGE TOTAL WAS $27,269. THANKFULLY IT WAS TOTALED. GEICO IS PAYING ME BACK $34,279 FOR ACV. PRETTY HAPPY WITH THE OUTCOME. THANK YOU ALL FOR EASING MY MIND ALONG THE WAY. I HAD A PRETTY GOOD FEELING IT WAS GOING TO BE TOTALED AFTER READING YOUR COMMENTARY. WILL POST A PIC OF MY NEW RENEGADE ONCE I FIND ANOTHER...


I have a 2021 Jeep Renegade Trailhawk with 3000 miles on it. In November a drunk driver hit me and did $8k worth of damage. I had it repaired at Caliber Collision and Nationwide footed the bill. Fast forward 40 days, and I hear a crash outside at 2:00 in the morning and another drunk driver has flown off the road and into my residential parking spot to hit my Jeep again! He hit it so hard that he flipped his Acura, and slammed me into a brand new Hyundai Tucson hybrid. The damage is so much worse this time. Honestly hoping it’s totaled. If they don’t total it I will have a moderate damage accident and a severe damage accident on my Carfax within 3000 miles of buying a brand new Jeep. +2 accidents with frame damage can’t be good for what the third would do. Wouldn’t feel safe in this anymore … What do you all think? Thanks!!
PS, The front bumper and hood are also messed up from slamming into the Hyundai Tucson. Also, the rear hatch, rear driver quarter panel, both driver side doors, the driver fender, the back bumper have damage. Since the wheel is completely demolished and so is the tire, I’m assuming the frame damage is worse this time…

Tire Car Wheel Vehicle Automotive tire

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Wheel Tire Car Automotive tail & brake light Vehicle

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Looking at the used prices for 21 trailhawks, you have a pretty steep hill to climb to be totaled on dollar value. Short of it being not physically repairable, you might not be under that amount as it looks like it hit the corner and yanked stuff away from other stuff, which is usually less damaging than smushing it into other stuff. It'll also matter if you have all the electronic nannies on your TH. Those add to the dollar value for parts and add labor time to check/calibrate them.

I'm not a professional, so this is just an layman's estimate. I think the wheel being smashed into the body may have done enough damage that a reputable body shop won't repair it. They'd basically have to cut out a quarter of the vehicle and swap with a donor. Some places will do it for the payday, but some won't. More won't in states that regulate bodywork more. Even if they would do it, by me you are looking at probably a 20k bill for repair on a vehicle that has a retail used price of about $29,500 (but there aren't a lot of them around used, and they are pretty optioned out).

In a normal market, I'd put my money on totaled. I'd still do that, but feel less certain of it with the current used car market.
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